Rate of interest for the Public Provident Fund from January to March 2025

The Public Provident Fund (PPF), a long-term savings vehicle that incentivises clients to save while offering tax advantages, is one of the most well-liked modest savings plans. The interest rates for small savings plans have remained constant by the government.

Every quarter, the government updates the interest rates on all small savings plans. The government has maintained the interest rates for the January–March 2025 quarter. The Public Provident Fund (PPF), a long-term savings vehicle that incentivises clients to save while offering them tax advantages, is one of the well-liked programs under small savings plans. Over time, it provides investors with a good chance to build up a long-term corpus through consistent, modest investments.

In a press release dated December 31, 2024, the Department of Economic Affairs, Finance Ministry, stated that the interest rates on various Small Savings Plans for the fourth quarter of FY 2024-25, which begins on January 1, 2025, and ends on March 31, 2025, will not change from those announced for the third quarter of FY 2024-25, which runs from October 1, 2024, to December 31, 2024.