4 Simple Ways to Instantly Check Your PF Balance

In this article, we have given 4 simple, easy ways to check your EPF balance by DIY.

Online PF balance verification through the EPFO member portal:

The most effective and widely used method for checking your provident fund balance is the EPFO Member Portal. Using your Universal Account Number (UAN) and password, you can access the portal. After logging in, you can view detailed information about your contributions and interests that have accumulated by selecting the “Passbook” option. Employers and workers can view monthly contributions on the platform, and tracking deposits is simple. Before using this option, one must make sure that their KYC information is up to date and their UAN is operational.

Making use of the UMANG app for convenient access:

A user-friendly government portal with several services, including EPFO-related ones, is the UMANG mobile app. You can download and install the program on your phone, and you can sign up using your mobile number that is connected to the UAN. Click the EPFO symbol after logging in, then choose “View Passbook” to see your PF balance. The app is a useful tool for carrying out PF-related tasks because it not only provides balance information but also allows workers to initiate claims, track the status of a claim, and access other EPFO services.

Using the SMS service to access PF details:

Employees can also use EPFO’s simple SMS service to check their PF balance. They must send an SMS with the format “EPFOHO UAN ENG” from their registered phone number to 7738299899 to use this service. The code for other languages, like HIN for Hindi or TAM for Tamil, may be used in place of the chosen language in this case, which is English. The balance and the most recent contribution will be included in the reply SMS that is sent. When internet connectivity is unavailable, this method is practical.

Missed the call option to get instant updates:

Without using the internet, one of the quickest ways to find out your PF balance is by using the missed call feature. Employees who have registered their EPFO cell number can receive an SMS containing their PF balance details by placing a missed call to 9966044425. The call automatically ends and is free of charge. Ensure that the employee’s UAN is activated and that the account is linked to their KYC information; if not, the request will not be processed. This procedure is especially helpful for individuals who are not online.

Conclusion:

To make sure that contributions are being credited accurately and on schedule by both you and your employer, it is crucial that you periodically check your PF balance. Additionally, it arranges for withdrawals or transfers when your work changes and notifies you of the interest gained on your savings. Regularly checking your balance will allow you to quickly identify any discrepancies and make the necessary corrections. Maintaining awareness of your PF account helps you keep your retirement assets safe and in line with your financial planning requirements.